Many professionals who practice in the Bankruptcy Courts advertise bankruptcy as an easy means of escaping debt problems brought about by unfortunate financial circumstances whether it be the death of a spouse, divorce, medical debt, or various other issues. In Arkansas, a Chapter 7 bankruptcy may be the quickest way to legally wipe out all or most of your debt, but the process is almost never “easy”. It is not easy on the consumer/debtor who must display their financial lives to the world through their bankruptcy schedules. At HLO, we take bankruptcy filing for what it is, a serious legal case that requires a knowledge of not only bankruptcy laws but also other consumer laws that are effected or can be utilized to protect our clients. We treat our clients with the care and respect that they deserve and should expect from their bankruptcy counsel.