One of the worst aspects getting overwhelmed with debt is the bombardment of letters, messages, and phone calls that you constantly get from creditors, bill collectors, and collection agencies. Even worse is the fact that they will harass your family members and others who are close to you. Make no mistake about it, these individuals get paid a good commission to be that ruthless. But sometimes, they go to far and your forced to take legal action just to get some relief from your situation.<\/p>\n
The Arcia Law Office specializes in bill collector harassment in Hialeah and can provide legal help for people living in Hialeah and the surrounding communities as well as foreclosure assistance. What most consumers don\u2019t realize is that there are federal and state laws that protect their rights in these matters. So, if you\u2019ve been getting harassing phone calls, letters, or even threats, we can help. We will be happy to explain your rights and the legal options available to you in these matters as well as other help such as forbearance assistance. Furthermore, you could be entitled to compensation for damages.<\/p>\n
The Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA) are the federal and state laws that protect you against abusive and deceptive collection practices. The Arcia Law Office debt collection attorney in Hialeah that represents your case is highly experienced in these types of cases and knowledgeable of these two laws. They will not only ensure that your rights are protected during the legal process, they will pursue criminal penalties on your behalf as well.<\/p>\n
The FDCPA and FCCPA outline statutes regarding what\u2019s fair or unfair. If you\u2019ve been subjected to any of the scenarios listed below or a combination of them, we\u2019ll take further legal action against them and file suit for statutory compensation. You may be able to recover damages including your Arcia Law Office creditor harassment attorney\u2019s fees in Hialeah. Debt collectors are prohibited from:<\/p>\n
Keep in mind that \u201cdebt collectors\u201d can also mean any entity that you have a financial obligation to (owe money to). This would include entities such as apartment rentals, landlords, or property managers; auto loan companies; cell phone companies; credit card companies; or doctors, healthcare providers, and hospitals, for example. Arcia Law Office can help you with this and mortgage forbearance.<\/p>\n
If a collection agency or debt collector violates the FDCPA and\/or the FCCPA, you have the right to sue them for statutory compensation or monetary damages such as:<\/p>\n
If the court sees fit, they will order injunctive remedies as well (demanding that the debt collector or collection agency stop calling and sending letters). For more information and for help with other matters such as loan modification assistance and short sales assistance, call Arcia Law Office today.<\/p>\n","protected":false},"excerpt":{"rendered":"
One of the worst aspects getting overwhelmed with debt is the bombardment of letters, messages, and phone calls that you constantly get from creditors, bill collectors, and collection agencies. Even worse is the fact that they will harass your family members and others who are close to you. Make no mistake about it, these individuals […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-253","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\n