{"id":458,"date":"2025-10-27T18:31:02","date_gmt":"2025-10-27T18:31:02","guid":{"rendered":"https:\/\/fire.h50.us\/~arcialaw\/?post_type=practice-area&#038;p=458"},"modified":"2025-10-27T18:36:41","modified_gmt":"2025-10-27T18:36:41","slug":"short-sales","status":"publish","type":"practice-area","link":"https:\/\/fire.h50.us\/~arcialaw\/practice-areas\/short-sales\/","title":{"rendered":"Short Sales"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Hire an Experienced Law Firm.<\/h3>\n<p>Recently our law firm has been retained by numerous clients who are being sued by their former lender\u00a0<strong>after<\/strong>\u00a0completing a short sale of their homes.\u00a0 This is called a deficiency judgment action.\u00a0 In other words, the lender sues the homeowner for the difference between the amount owed under the loan and the amount for which the short sale was approved.\u00a0 In every one of these cases, the homeowner was not represented by an attorney during the short sale process, but instead, chose to allow a realtor to manage the entire process, including the negotiation of the deficiency.\u00a0 Most realtors, however, are solely interested in \u201cclosing the deal\u201d and receiving their commission, not in the most complete and favorable outcome for the seller.\u00a0 Here are\u00a0<strong>three reasons<\/strong>\u00a0why you should hire a law firm to complete a successful short sale.<\/p>\n<h3 class=\"wp-block-heading\">Avoid the Dreaded Deficiency Judgment.<\/h3>\n<p>The principal reason to hire a law firm to handle a short sale is to avoid any deficiency judgment action by your lender after the short sale is completed.\u00a0 A qualified law firm, like the Arcia Law Office, regularly negotiates \u201cdeficiency waivers\u201d with lenders, and demands that the proper language and releases be included in the short sale approval letter in order to ensure that our clients do not have to contend with the costly defense of a deficiency action or have to file bankruptcy in the future.<\/p>\n<h3 class=\"wp-block-heading\">Lenders Negotiate Differently with A Law Firm.<\/h3>\n<p>It is no secret that lenders behave differently when a law firm is involved in the short sale negotiation than when dealing with a realtor. Lender representatives know that an attorney understands the law and its implications for his\/her client, and will not simply accept as true any unwritten promises or suggestions by the lender\u2019s short sale negotiator.\u00a0 The end result of a short sale negotiation using a law firm is that the terms of the deal are more clearly outlined with no room by the lender to later change the terms.<\/p>\n<h3 class=\"wp-block-heading\">Quickly Identify and Clear Title Defects.<\/h3>\n<p>The short sale process may be stalled or blocked altogether if issues arise with any liens or title defects on the property being sold.\u00a0 As a licensed title agent with Chicago Title, the Arcia Law Office can quickly identify any title issues delaying a short sale, order a lien search, seek an underwriter title opinion, and clear any title defects in order to promptly complete most short sales. \u00a0Our law firm also conducts the actual closing in order to ensure that our clients\u2019 rights are fully protected from start to finish during the short sale process.<\/p>\n<p>If you are behind in your mortgage payments, your house is under value market a short sale might be a solution, \u00a0fill out our\u00a0<a href=\"https:\/\/fire.h50.us\/~arcialaw\/contact-us\/\">Free Consultation Form<\/a> or Call Us Now! 954.362.5830. <em>Our Firm guarantee is that each new client will meet with an attorney, not with a secretary or paralegal.\u00a0 We welcome the opportunity to meet with you and evaluate your case free of charge.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently our law firm has been retained by numerous clients who are being sued by their former lender\u00a0<strong>after<\/strong>\u00a0completing a short sale of their homes.<\/p>\n","protected":false},"featured_media":459,"template":"","meta":{"_acf_changed":false},"class_list":["post-458","practice-area","type-practice-area","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Short Sale Attorneys in Miami| Arcia Law Office<\/title>\n<meta name=\"description\" content=\"Arcia Law Office can handle your short sale and negotiate &#039;deficiency waivers&#039; with lenders on your behalf. 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