{"id":2178,"date":"2023-03-30T03:23:47","date_gmt":"2023-03-30T08:23:47","guid":{"rendered":"https:\/\/www.policyadvocate.com\/?p=1816"},"modified":"2023-05-10T18:40:58","modified_gmt":"2023-05-10T18:40:58","slug":"how-to-reopen-a-closed-home-insurance-claim","status":"publish","type":"post","link":"https:\/\/fire.h50.us\/~morganpolicy\/blog\/how-to-reopen-a-closed-home-insurance-claim\/","title":{"rendered":"How to Reopen a Closed Home Insurance Claim"},"content":{"rendered":"

Reopen a Closed Home Insurance Claim<\/h2>\n

At The Morgan Law Group P.A.<\/u><\/a>, our insurance claims attorneys\u00a0have represented thousands of homeowners<\/a>\u00a0throughout California,\u00a0Florida,\u00a0Mississippi,\u00a0Louisiana, and Puerto Rico\u00a0who have struggled to get their property damage claims properly paid by their insurance carriers.<\/p>\n

The question we often receive is, \u201cIf my claim was closed by my insurance provider, can I reopen it? Or do I have to live with the outcome?\u201d<\/p>\n

All insurance policyholders have the right to know why their claim is being delayed, undervalued, or denied. The insurance company must provide a clear explanation of any of those scenarios, and report the fact that the insured has the right to dispute their decision.<\/p>\n

If you have gotten this far, and your insurer is demanding you take what they are offering, or they will close your claim, you still have options. Here is what you need to know.<\/p>\n

Consider Contacting an Insurance Claims Attorney<\/h2>\n

You can certainly revisit your insurance claim<\/a> on your own (we will get to that in a second), but if you have already received insurmountable resistance from your insurance company, it may be time to involve a professional who can help.<\/p>\n

You will need to contact a skilled insurance claims attorney in your state to get started. We represent home, condo<\/u><\/a>, business<\/u><\/a>, and other property owners in California, Florida, Mississippi, Louisiana, and Puerto Rico, so can help if your claim is in one of those states or territory.<\/p>\n

We will help you review your coverage and understand exactly what the insurance company should<\/i><\/em>\u00a0have covered, before pursuing them directly for the damages your property sustained. This includes notifying the insurance company that we would like the claim reopened, the evidence reviewed, and all communications and negotiations to now go through our offices.<\/p>\n

If we do not produce a positive outcome for your claim, you do not pay our legal fees.<\/p>\n

Reopening Your Claim and Taking on the Insurance Company on Your Own<\/h2>\n

Reopening your insurance claim on your own will require you to take the same steps we would:<\/p>\n